Author's articles

Ontario Mortgage News - Mortgage Interest Rates Increased by Two of Canada's Banks

By Paul Mangion · 12 years ago

In Ontario mortgages news this week it seems that the rate wars are over; with RBC and TD Banks recent announcement that they are increasing their mortgage interest rates. Their five year closed interest rate ...

Equity Only Mortgages in Ontario

By Paul Mangion · 12 years ago

There are so many different types of mortgage products available these days that it's hard to know what’s what. Equity only mortgages in Ontario are a great mortgage product for a consumer who has unconventional ...

Second Mortgage Financing in Ontario – Second Mortgage Application Process

By Paul Mangion · 12 years ago

Second mortgage financing in Ontario is something that many homeowners use to raise capital to finance debt consolidations, home improvements and more. Refinancing your home and taking out a second mortgage is slightly more complex ...

Buying a New Home Blog Series – Part Four – Types of Real Estate Professionals

By Paul Mangion · 12 years ago

There are many moving variables to consider when buying a new home. You will count on a team of different types of real estate professionals to make your home buying dream a reality. The types ...

Buying a New Home Blog Series - Part Three - Closing Costs

By Paul Mangion · 12 years ago

Buying a new home can get very expensive, very fast. When people think of closing costs, they may think about their down payment and legal fees but there are many additional small costs that are ...

Buying a New Home Blog Series - Part Two - First Time Home Buyer Tips

By Paul Mangion · 12 years ago

Buying a new home when you are a first time home buyer is very different from buying a new home when you have already purchased a home in the past. Many first time home buyers ...

Buying a New Home Blog Series - Part One - Low Interest Mortgage Approvals

By Paul Mangion · 12 years ago

Buying a new home is exciting but involves preparation if you want to get the best deal. Getting the best deal will mean getting a good price on your home, negotiating a low interest mortgage, ...

Ontario Mortgage Financing A-Z - What You Need to Know to Get Approved for the Best Mortgage

By Paul Mcelroy · 12 years ago

Ontario mortgage financing can be complex so it pays to be an informed consumer. If you want to get approved for the best mortgage, start doing research in advance of house shopping to make sure ...

How to Get a Good Credit Rating to Get Approved for a Low Interest Mortgage in Ontario

By Paul Mangion · 12 years ago

If you would like to get approved for a low interest mortgage in Ontario, you will need to have decent credit. In Ontario and across Canada, if you plan to purchase a home with less ...

Ontario Mortgage Pre-Approval - Too Much Shopping Around For the Best Ontario Mortgage Can Harm Your Credit

By Paul Mangion · 12 years ago

When planning to buy a home, it is a natural instinct to want to shop around for the best mortgage. The challenge is that too much shopping around for the best Ontario mortgages can actually ...

Liens on Property - How to Deal with a Property Tax Lien

By Paul Mangion · 12 years ago

There are many different types of liens that can end up on an individual's property. The liens on property can include; Canada Revenue Agency Tax liens, condo fee liens, liens that result from a judgement ...

Mortgage Arrears! What You Can Do If Your Mortgage Payments are in Arrears?

By Paul Mangion · 12 years ago

The past few years have been very tough for many Ontario homeowners. Skyrocketing costs of food, gas, home heating, in addition to credit card and personal debt has left many families strapped for cash and ...