Author's articles
Sandwich Generation Financial Considerations
By Gary Mandel · 12 years ago
There is a growing population of people who have found themselves caring for their aging parents while supporting their own children. They are called the "sandwich generation". Caught between the often conflicting demands of raising ...
New CPP Rules – Do You Really Want Your Future to Depend on the Government?
By Gary Mandel · 12 years ago
Retirement planning is so important because things change overtime and there is no guarantee what type of government benefits will be available to you once you finally reach the age of retirement. The younger you ...
Understanding Life Insurance Coverage and Why Needs Change Over Time
By Gary Mandel · 12 years ago
A recent poll from a major Canadian insurer reveals that many Canadian couples are leaving an important topic out of their conversations: life insurance. In fact, the poll found that almost a third (31%) of ...
Critical Illness Insurance Coverage in Ontario and Who Needs it!
By Gary Mandel · 12 years ago
Critical illness insurance coverage in Ontario protects individuals in the event they suffer a heart attack or stroke, are diagnosed with cancer, blindness, hearing loss, kidney failure, Parkinson's disease, multiple sclerosis, a major organ transplant, ...
Buying Life Insurance in Ontario Under the Age of 40 - Is it Necessary?
By Gary Mandel · 12 years ago
When we are young, energetic and full of life the last thing we think about is death or buying life insurance. With so many things to plan for like purchasing a home and planning a ...
Disability Insurance Coverage in Ontario - Can I Get It If I'm Not Working?
By Gary Mandel · 12 years ago
In Canada, approx. 3.6 million people have disabilities (according to the TDSB website http://www.tdsb.on.ca/_site/viewitem.asp?siteid=15&menuid=8564&pageid=7492). In Ontario, approx. 1.5 million people have disabilities. The disability rate increases with age and is expected to increase with the ...
What is Term Life Insurance and Whole Life Insurance in Ontario and What is the Difference?
By Gary Mandel · 12 years ago
Life insurance in Ontario can be complicated but it doesn't have to be. Life Insurance in Ontario is a contract with the insurance policy holder (you) and the insurer (an insurance company). In the event ...
Family Health Insurance – How to Manage the Stress of an Emergency
By Gary Mandel · 12 years ago
As the Canadian population ages, more of us in our 40s, 50s and beyond are supporting or helping with our senior parent’s health care. We want to make sure that they have spoken to a ...
Registered Education Savings Plan (RESP) vs. Permanent Life Insurance Coverage - Which Will Give Your Child a Better Start
By Gary Mandel · 12 years ago
When most people start financial planning, their children's future is the top priority. We all want to see our children have every opportunity in life including the ability to get an education without racking up ...
TFSA Canada - Power up Your Tax Free Savings Account
By Gary Mandel · 12 years ago
A November 2010 survey by BMO Financial Group showed that while more than a third of Canadians have opened a Tax-Free Savings Account (TFSA Canada), they know little about the wide range of investments that ...