Author's articles

How does your insurer rate?
By Amanda Patterson · 13 years ago
Perhaps it's not the most obvious question but, before you buy your next insurance policy, are you sure your insurer will still be in business in six months time? So now you are looking surprised. ...
Manage your credit scores
By Amanda Patterson · 13 years ago
It would be good to write the calculation of insurance premium rates is more science than art. We always feel slightly more comfortable when we think people in white coats have left their fingerprints on ...
New proposals in Michigan
By Amanda Patterson · 13 years ago
Sometimes good ideas prove to be bad ideas and the mark of any good decision-maker is having the humility to admit the error and do something to put it right. For the purposes of this ...
Direct-to-consumer insurance
By Amanda Patterson · 13 years ago
How any company presents itself to the market has a direct effect on its operating costs. If the company decides to maintain a brick-and-mortar presence on every Main Street, it ties up a lot of ...
How to reduce your auto insurance rates?
By Amanda Patterson · 13 years ago
Most of us tend to question the fairness of the price we are charged with for having our cars insured at some point. For some it's the financial hardship that makes them overview their basic ...
Auto theft and premium rates
By Amanda Patterson · 13 years ago
Like certain types of candy always attract children with sticky fingers, so there are makes and models of vehicle that always seem to attract the thieves. You can find lists of the hot favorites. We ...
Those pesky zip codes
By Amanda Patterson · 13 years ago
There's a fundamental unfairness about penalizing drivers for what happens in their neighborhood. In a totally fair world, insurance would be all about whether each person drives safely and avoids getting into accidents. The people ...
The link between your car and the rates to insure it
By Amanda Patterson · 13 years ago
If you've already taken the time to read the article about the factors that affect insurance rates for a vehicle, you have probably noticed that there is a set of factors that is directly related ...
Simple ways to cut your insurance costs
By Amanda Patterson · 13 years ago
There's a lot of hassle surrounding money saving in the recent couple of years. Sure, the recession got everyone thinking about their wallets and you can now see money saving tips on virtually any kind ...