Author's articles
Learn about Coverages in Plain English
By Marcus Stalder · 13 years ago
If you want to get the right coverage, it makes sense to know what each one is. With that in mind, here is a list of the most common types of coverages.
Bodily Injury Liability ...
Driving Defensively Will Save You Thousands
By Marcus Stalder · 13 years ago
It's no secret that driving safely saves you money. When your record is collision-free, you pay less for car insurance. So how do you really get to be a safer driver? Take a course. Often ...
Insurance Quotes: Dos and Don'ts
By Marcus Stalder · 13 years ago
How do you know not to touch a hot stove? Either you touched one once and learned your lesson or you listened to your parents when they shouted it at you.
Or you go around ...
What your credit rating has to do with insurance rates?
By Marcus Stalder · 13 years ago
Many insurance providers use the customer's credit report as an important variable when calculating future premiums. So you should definitely keep that in mind when looking for a new insurance policy, because there will be ...
Insurers Use Loopholes to Rescind Policies
By Marcus Stalder · 13 years ago
Hundreds of millions of dollars in claims are denied each year. Those death benefits mean the loss of livelihood for the denied. This means that, not only do the surviving family members have to mourn ...
Getting better rates through purchasing alliances
By Marcus Stalder · 13 years ago
Small businesses looking for affordable ways of insuring their employees may find purchasing alliances and association plans as good alternatives to typical group plans. Health purchasing alliances that are also known as purchasing pools are ...
How to Lower Insurance Quotes
By Marcus Stalder · 13 years ago
It is no secret that car insurance can be pretty expensive, and in this day and age of a tough economy and recession, the cost of car insurance can be a painful one for many ...
Who are high risk drivers anyway?
By Marcus Stalder · 13 years ago
Having your car insured is a legal requirement for operating vehicles in all the states of the US. That's quite similar to having your driver's license when you get behind the steering wheel. And just ...
Social host liability
By Marcus Stalder · 13 years ago
Well, it's that time of year again. We've got Thanksgiving on the last Thursday of November and we've no sooner recovered from that when Christmas is upon us. And for those still alive, there's a ...
Tried and True Ways to Save
By Marcus Stalder · 13 years ago
A flawless driving record and Everest-like credit scores are helpful when it comes to saving money on car insurance, but not absolutely necessary. There are tons of tips out there that promise big savings - ...
Beat the Thieves to Save Money
By Marcus Stalder · 13 years ago
Rates on the Rise
Since 2007, the costs of coverage have been on the rise all over the country. The price of a policy has gone up tens of percentage points at a time, even ...
Getting ready for healthcare reform
By Marcus Stalder · 13 years ago
There's one inescapable fact. No matter what you think of the politics of the healthcare reform law pushed through by the Democrats, small business has the task of dealing with the reality of the reforms ...
Renewal issues
By Marcus Stalder · 13 years ago
The US has a spotty history when it comes to "rights". In theory, we have many ways to protect ourselves as consumers. There's to be no discrimination against us as employees. It's not always been ...
The Small Business Jobs Act
By Marcus Stalder · 13 years ago
One of the worst aspects of the current economic reality is the continuing level of unemployment. While it continues at or around the 10% mark, it's going to depress the amount of money spent on ...
Play sport, get insured?
By Marcus Stalder · 13 years ago
Now here's a little paradox for you to play with. As an insurance company, you prefer to insure people who are fit and healthy. That way you can collect in all the premiums and only ...
How to Save on Insurance
By Marcus Stalder · 13 years ago
If you are a driver in the United States for the first time, the first thing you need to take care of is your vehicle insurance. In the US, it is illegal to drive a ...
Insuring your life under a high risk
By Marcus Stalder · 13 years ago
There are different reasons for purchasing high risk insurance policies that insure the customer's life. However, insurance specialists outline two major reasons for doing so that dominate over other factors:
1. The customer takes part ...
Should you insure your life when you're young and single?
By Marcus Stalder · 13 years ago
Ask a single person with no children whether they think of insuring their life. The reaction will definitely be in the range of surprise and disinterest. It is believed that the main reason for insuring ...
Insuring your life after surviving cancer
By Marcus Stalder · 13 years ago
If you have managed to survive cancer and fully recover from the condition then insuring your life will become more feasible for you. And there are certain strategies you can employ for lowering your premiums. ...
Women really do pay less than men
By Marcus Stalder · 13 years ago
A while back, we chewed over the question of why women might pay less to put wheels on the road (http://www.allstatescarinsurance.com/behind-the-wheel.html). Now we're back again. This time with the results of one of these surveys ...