Author's articles

What's better - individual or group health plans?

By Marcus Stalder · 13 years ago

Looking for a good insurance plan for insuring one's health can be tedious and involves a lot of options to consider. Especially, when you aren't quite good at insurance and didn't get any plans on ...

Insurance By State

By Marcus Stalder · 13 years ago

In the United States, it is a requirement to carry auto insurance if you have a car that you intend to drive. But every state varies in their requirements on what you are expected to ...

Factors Affecting Low Car Insurance Premiums

By Marcus Stalder · 13 years ago

When you are looking to lower the cost of your car insurance, the different options can seem overwhelming. How do you purchase the most comprehensive coverage without paying a fortune? At the end of the ...

Insurance 101 for Homeowners

By Marcus Stalder · 13 years ago

If you are looking for home insurance for the first time, it can get very confusing. Like all other kinds of insurance, home insurance requirements will vary from one home to another, and even from ...

How to Save on Home Insurance

By Marcus Stalder · 13 years ago

When you are looking for home insurance, your first inclination will be to buy every form of protection offered by your insurance company, because you are looking to protect your most valuable asset, your home. ...

What happens when people leave home?

By Marcus Stalder · 13 years ago

A part of what currently drives the debate about whether marriage is only for a man and a woman is the historical view of the household. It usually seen as a home for the generations, ...

Premiums and your credit score

By Marcus Stalder · 13 years ago

In the same way that insurers use ZIP codes to predict claims, so referring to your credit score can also work very unfairly. The way it works is easy to explain. The actuaries who collect ...

Getting your life protected right

By Marcus Stalder · 13 years ago

Your finances need good budgeting. There are several things we were taught not to economize on. They are health and insurance types. They are a part of vital priorities that we cannot joke around with. ...

Insuring your life because it really matters

By Marcus Stalder · 13 years ago

Safety is what makes the world go round. This can become the new interpretation of the famous phrase. It is so because life in danger isn't really life and we don't need danger in its ...

California is ahead of the game

By Marcus Stalder · 13 years ago

Even the states whose politics make the idea of "Obamacare" unacceptable are feeling the pressure to begin thinking about insurance marketplaces. As the federal law deadlines edge closer, states must either create their own exchanges ...

Insuring your life the right way

By Marcus Stalder · 13 years ago

Most people think about insuring their life as an instrument for protecting their loved ones from the financial hardships that may take place after the income earner's death. However, many customers don't know that besides ...

Changing address

By Marcus Stalder · 13 years ago

Insurance is a slightly unusual business because it depends on your honesty to tell the insurance company everything it needs to know about the risk you want it to underwrite. The insurer cannot know everything. ...

Should there be federal regulation?

By Marcus Stalder · 13 years ago

The Tea Party seems to be kicking up the dust, readying for a real fight over the notion of big government. This means we should talk about what government should be for. The Right seems ...

Who pays high premium rates?

By Marcus Stalder · 13 years ago

When writing an article, it always pays to get the bad news out of the way first. So, when you look at the National Health and Nutrition Examination Survey covering the years 2001 to 2004, ...

Check your credit score

By Marcus Stalder · 13 years ago

If you ask the insurance companies how they set the premium rates, they will point the finger of blame at the actuaries. These are people deeply into statistics, collecting as much information as possible about ...

Primary care is best

By Marcus Stalder · 13 years ago

Over the last two years, there has been much heat generated over "health care". In broad terms, the political parties have squared off, looking to score points on whether the law will produce a more ...

Time for college

By Marcus Stalder · 14 years ago

Now comes that time of year when the chicks are getting ready to leave the nest. For some parents, this is a time of weeping and wailing. The young things have been underfoot for so ...

Auto insurance - who deserves the lowest premiums?

By Marcus Stalder · 13 years ago

One of the more reassuring myths we have today is that it's always possible to achieve certainty. Even if it's only being wise after the event, we can always tell who was at fault, who ...

Auto Insurance Requirements by State

By Marcus Stalder · 14 years ago

When you are out driving your car on the busy roads of your state, you are a risk to every other driver out there. No matter how well you drive, how careful you are behind ...

Home Insurance on a Paid-Off Home

By Marcus Stalder · 14 years ago

You might think that once your home is paid off you can drop your home insurance and live a carefree life with no insurance premiums. But just because there are no state requirements to hold ...