Author's articles

Where To Find Lists Of People In Foreclosure
By Nick Adama · 15 years ago
When you are looking for lists of foreclosure and/or pre-foreclosure homes, there are several ways to go about it. Many buyers look for these lists for different reasons. Some want to buy properties, some want ...
How To Avoid Foreclosure Scams And Scumbags
By Nick Adama · 15 years ago
With the accumulating number of foreclosures in the US housing market, comes a rise in foreclosure rescue scams.  It is hard to believe that people still take advantage of others in their time of hardship ...
Three Common ways to Stop Foreclosure - Pros and Cons
By Nick Adama · 15 years ago
When homeowners first begin to experience trouble paying their mortgage, in order to avoid foreclosure, they typically turn to one of three common options. These three alternatives that can save a home include refinancing through ...
The Judicial Foreclosure Process
By Nick Adama · 15 years ago
When homeowners fall behind on their mortgage, the lender will eventually begin the legal process of foreclosing on the home. Depending on the state laws where the property is located, type of documents used in ...
Squatters Living In Foreclosed Properties
By Nick Adama · 15 years ago
A growing trend during the current depression is squatters moving into bank-owned homes and living in them rent and mortgage free. Although this seems astounding, with the inflated real estate bubble not yet completely burst, ...
Only You Can Save Your Home From Foreclosure
By Nick Adama · 15 years ago
Whether homeowners work on stopping foreclosure on their own, with a trusted attorney, or by hiring a specialized loss mitigation or foreclosure assistance company, there are a few issues that every borrower should be aware ...
Use HUD To Negotiate A Deed In Lieu With Your Lender
By Nick Adama · 15 years ago
For homeowners who have a mortgage through the Department of Housing and Urban Development (HUD) insured by the Federal Housing Administration (FHA), there may be additional options to obtain a deed in lieu of foreclosure ...
Deed In Lieu - When To Use It To Stop Foreclosure
By Nick Adama · 15 years ago
Usually, homeowners do not just want to give up on their home when they begin missing payments. If there is any way to negotiate with the bank or refinance with a new lender, they often ...
What Happens When a Second Mortgage Forecloses
By Nick Adama · 16 years ago
In most cases of foreclosure, it is the first mortgage company that initiates the process. The second mortgage may file its own foreclosure in order to protect its interest in the property, but even this ...
Foreclosures and How Banks Make them Worse
By Nick Adama · 16 years ago
Foreclosure is quickly becoming a nationwide epidemic that will affect each and every one of us before it is cured. The only solution to this problem is for everyone to pitch in and fix the ...
Chapter 7 and 13 Bankruptcy and the Foreclosure Process
By Nick Adama · 16 years ago
For most homeowners, bankruptcy is certainly not their first choice to save their home from foreclosure. This is for a very good reason, as the credit effects can be quite serious and its results are ...
What Banks Have Learned from the Subprime Mortgage Mess
By Nick Adama · 16 years ago
Watching the meltdown in the subprime mortgage market over the past year, I could not help but be reminded other recessions and industry meltdowns. The junk bond scandals of the 1980's, the Savings and Loan ...
Engineering Unhappiness Through School
By Nick Adama · 17 years ago
Schooling is possibly one of the most difficult topics on which to write an objective article. Experts, specialists, and professionals are in abundance to comment on the pros and cons of our modern school experiment, ...