Author's articles

Best ways to avoid Debt Consolidation Scams

By Scott A Clark · 14 years ago

Debt is an inherent part of life these days. In most cases people should not be blamed for their poor money management skills, as there are factors other than that which compel them to borrow ...

Mortgage Credit Score: What it is and How to Get the Best Out of It

By Scott A Clark · 14 years ago

A mortgage credit score measures credit worthiness (the capacity of an individual to pay back the loan). The information given in credit score enables the lender to ascertain the risk involved in lending a sum ...

Interest Only Refinance and What It Means

By Scott A Clark · 14 years ago

The various reasons homeowners prefer refinancing include taking advantage of lower interest rates, low monthly payments, getting different types of advances and to building equity. In this type of refinancing, the first 7 to 10 ...

How to Get Your Home Equity Refinance Appraised

By Scott A Clark · 14 years ago

Equity is the value of a property that is above the amount owed on it. Refinancing means taking out a new loan against your property to pay off your old bills and debts. The terms ...

5 Biggest Investors Mistakes - Are you at risk?

By Scott A Clark · 14 years ago

An investor runs huge risks as the economy is never really stable. It always goes through ups and downs and so does his investments. Many people who are in bad credit borrow money from lenders ...

Mortgages for Bad Credit and Where They can Lead You Financially

By Scott A Clark · 14 years ago

Getting a mortgage does not always depend on your credit history, even if you have a bad credit history you will get a mortgage. It is difficult to obtain a bad credit mortgage but it ...

Refinance Rate: How to Compare Rates

By Scott A Clark · 14 years ago

The best way to save is to take advantage of refinancing your loan. Refinance mortgage rates are generally lower than primary loan rates. Refinancing means you are getting a fresh loan by repaying the old ...