Author's articles

Why So Many Debt Consolidation Clients End Up Filing Bankruptcy
By Kristy Hernandez · 14 years ago
In my years of experience practicing bankruptcy, I have seen clients file bankruptcy cases for many different reasons. But, for me, the most frustrating trend is the very high number of clients who seek bankruptcy ...
Redemption: How Bankruptcy Can Dramatically Reduce Your Monthly Vehicle Payment
By Kristy Hernandez · 14 years ago
When you file a bankruptcy case, you are required to value all of your vehicles. When your vehicle is worth less that what you owe on it, it is possible to do a redemption. When ...
Hanging on to Properties that have Negative Equity!
By Cara Milgate · 14 years ago
Why do homeowners insist on hanging on to their homes when they are hundreds of thousands of dollars upside down in their equity? I have met with thousands of homeowners during my career. In the ...