Author's articles

Several Ways to Receive Income from Annuity

By Simon Cronje · 13 years ago

Income Options with Guarantees How would you like to receive your income? A number of choices are available for you: Lifetime income means that you are guaranteed an income for life by your insurance company. ...

Benefits of Immediate Annuity including Retirement Security

By Simon Cronje · 13 years ago

Retirement Security Immediate annuities offer retirement income security. As retirement nears, you may find it is the right time to consider an immediate annuity. Consider transferring money accumulated in another growth fund to an immediate ...

Advantages of a Deferred Annuity including Retirement Benefits

By Simon Cronje · 13 years ago

Should You Buy a Deferred Annuity? Deferred annuities offer many advantages to investors: Tax deferred investments grow without being taxed until withdrawal. At retirement, you may find yourself in a lower tax bracket. You will ...

Taking the Confusion Out of Annuities

By Simon Cronje · 13 years ago

What are Annuities? Annuities are contracts between the insurance company and a person investing in a retirement income plan. They come in all shapes and sizes to fit the divergent types of consumers whose needs ...

Why Annuities are Great for younger investors

By Simon Cronje · 13 years ago

How do I Know an Annuity is Right for Me? There was a time not so long ago when annuities were the investment of choice for those people nearing retirement. Today, this is no longer ...

Tax Advantages for the Annuity Holders

By Simon Cronje · 13 years ago

Tax Advantages Money invested and allowed to accumulate in an annuity for several years grows without the need to pay taxes until you begin receiving payments. This is called tax deferment. Death and disability are ...

Annuities and Your Goals

By Simon Cronje · 13 years ago

Saving for retirement is the most important reason for investing money. Whatever your reasons for investing, annuities provide many benefits. They offer tax-deferred savings throughout the accumulation (investing) phase. You only pay taxes on money ...

Annuities - How They Work

By Simon Cronje · 13 years ago

Once upon a time, employees received generous pensions paid monthly during their retirements. A fortunate few still have pension funds set up for their future. For the rest of the population, the fairytale was left ...

Immediate Annuities: Turning Assets into Income That You Can’t Outlive

By Simon Cronje · 14 years ago

With such great advances in medical technology today, many people will live 20 or more years in retirement. While this is wonderful news, it does bring about one dilemma – what to do about the ...