So you’ve found yourself in a bit of a financial bind, and need a little help to get through it. Don’t be embarrassed; it’s happened to just about everyone at some point or another. What ...

In 1982, the Garn-St. Germain Depository Institutions Act was passed, allowing lenders to offer the Adjustable Rate Mortgage—or ARM, for short. An ARM is a very different kind of loan than the more standard and ...