Author's articles

How to Use A Credit Card to Improve Bad Credit

By Shelly Evans · 13 years ago

There are many factors why people get into poor credit. Occasionally, bad credit score is an after-effect of the scenario past a person's control such as unexpected loss of job, sickness, or family issues. So ...

How to Qualify for Bad Credit Car Loan

By Shelly Evans · 13 years ago

Acquiring a car loan can be more complicated if you have bad credit. This is because many lending companies strictly require good to excellent credit. Furthermore, you may find that the lowest rates are reserved ...

How to Find A Good Bad Credit Car Loan Deal

By Shelly Evans · 13 years ago

If you have bad credit, you may find it a lot more difficult to find a reasonable loan deal. Many lending companies that advertise low rates have very strict credit requirement. This is why consumers ...

Bad Credit? A Secured Credit Card Can Help You

By Shelly Evans · 13 years ago

Sometimes, circumstances can cause a person’s credit history to suffer. In the US, thousands of families had been affected by the recent economic recession in one way or another. Many employees found themselves out of ...

Personal Loans for Borrowers with Bad Credit

By Shelly Evans · 13 years ago

Having bad credit can limit a person’s options when it comes to seeking financial assistance from banks and lenders. Many banks and commercial lending companies have very strict credit requirements and borrowers with unimpressive credit ...

Credit Card Cure for Bad Credit

By Shelly Evans · 13 years ago

The wrong use of credit cards can quickly lead to bad credit. If you’re inside the habit of running up high balances on your credit card or credit cards, you're in danger. If you’re content ...

Can Bad Credit Affect Your Life?

By Shelly Evans · 13 years ago

In response to the recent economic crisis, many lending companies in the industry have become more exacting in extending credit to consumers. If you have less than perfect credit, you may find it more difficult ...

Bad Credit Personal Loans and You

By Shelly Evans · 13 years ago

Bad credit personal loans are offered to people in need of financial assistance but cannot qualify for regular loans because they did not meet the required credit score. Are you in the same situation? It ...

Should You Get A Bad Credit Personal Loan?

By Shelly Evans · 13 years ago

People seek out loans for varying reasons. For example, a person who needs to pay up-coming bills may resort to another lender to pay multiple creditors. A parent with kids in college may need to ...

Practical Ways to Improve your Bad Credit History

By Shelly Evans · 13 years ago

We cannot help but empathize with people who suffer from bad credit history. We often see them struggling to find lenders willing to extend them new credit lines, just so they can finance an immediate ...

How You Can Benefit from Credit Cards for Bad Credit

By Shelly Evans · 13 years ago

Is it true that bad credit totally destroys my credit prospects? This is one popular question that people with bad credit usually ask credit counselors. Why? There is a common belief that only those with ...

How to Avoid Poor Credit Loan Scams

By Shelly Evans · 13 years ago

Each year, thousands of borrowers in the United States fall prey to scammers and unscrupulous lenders. Many people, particularly those with bad credit search the market for subprime loans, only to be ripped-off with excessive ...

Payday Loan Tips for Borrowers in Need

By Shelly Evans · 13 years ago

Many lending companies today offer financial assistance to borrowers in need. Loans vary depending on the lender’s requirements and the length of the repayment term. A payday loan is a type of an unsecured loan ...

Tips for Acquiring Bad Credit Car Loan

By Shelly Evans · 13 years ago

Many consumers who are in need of a car loan may think that they will not qualify because of bad credit. True, having good credit will be advantageous for people who are in need of ...

Bad Credit Car Loan Tips for Consumers

By Shelly Evans · 13 years ago

You have just received a response from an auto loan company that your application has been declined. According to the lending officer, your loan proposal has been rejected because of your bad credit history or ...

How to Negotiate a Bad Credit Car Loan

By Shelly Evans · 13 years ago

If you need to purchase a car at this moment, don’t let bad credit rob you of a good deal. Even if you have less than perfect credit score, you can still negotiate for a ...

Bad Credit Car Loans – Avoid Scams and Rip Offs

By Shelly Evans · 13 years ago

DO you plan to apply for a car loan yet hesitant because of your bad credit history? Before you take another step read on the rest of this article to find out more about bad ...

How to Avoid Car Dealer Scammers

By Shelly Evans · 13 years ago

Many people who need a car loan but with bad credit turn to dealers to acquire financing. True, you can get a bad credit car loan from a trusted dealer but it’s important to remember ...

False Beliefs About Loan Modifications

By Shelly Evans · 13 years ago

If you’re having a difficult time keeping up with your loan payments, the most sensible thing to do is to speak with your lender and request for modification of your repayment terms. This should be ...

What Can I Do with My Credit Card Debt?

By Shelly Evans · 13 years ago

In using a credit card, consumers need to be very smart to avoid the trap of bad debt. Indeed, it is a conscious decision that every credit card holder has to make. But what if ...