Author's articles

Are You a Responsible Credit Card Holder?

By Liz Roberts · 14 years ago

Losing a job or working for fewer hours makes it harder for anyone to meet financial obligations and debt. Many are experiencing this kind of situation due to the recent economic slump. Not surprisingly, more ...

Tips On Managing a Credit Card With 0% Interest

By Liz Roberts · 14 years ago

You may have heard that 0% interest credit cards can be efficient tools in consolidating your credit card debt and free yourself from the burdensome rates of interest. Should you really transfer your existing balances ...

Strategies To Avoid Paying Credit Card Late Fees

By Liz Roberts · 14 years ago

Let’s face it, having a credit card is not at all bad. It’s how you handle your credit card that makes the big difference. If we take a look at the statistics, many college students ...

Important Questions About Your Credit Report

By Liz Roberts · 14 years ago

How often do we hear financial experts recommend consumers to regularly obtain a copy of their credit report as one way to win the battle of debts. Surprisingly however, not all consumers clearly understand matters ...

Matching Your Credit Card with your Lifestyle

By Liz Roberts · 14 years ago

It can be both an exciting, and confusing experience when you’re looking for a new credit card. Judging as to which credit card to choose can be difficult since all the credit card companies all ...

How to Put Your Credit Card Use In Control

By Liz Roberts · 14 years ago

It is an undisputable fact that credit cards are easy to use. Credit cards are convenient to carry around, they come in handy during emergencies, and they’re a quicker way to make payments. However, every ...

Credit Cards for Bad Credit - Gives the Break You Need

By Liz Roberts · 14 years ago

People with bad credit or lower credit score can surely improve their credit history through different ways. One of the most effective ways of repairing your shattered credit history is by owning a new credit ...

How To Get Out of Credit Card Debt 101

By Liz Roberts · 14 years ago

Having problems with your debts? Starting up the year with stress because of the charges you’ve incurred last holiday season? Is there a way to get out of debt more easily? This article will discuss ...

Can You Ask Your Credit Card To Lower Your Interest Rate?

By Liz Roberts · 14 years ago

If you think that the interest rate of your credit card must be reduced, don’t just sit there and wait. Credit card companies won’t volunteer to lower your rate if you won’t ask them to. ...

Filing for Bankruptcy - The Advantages and Disadvantages

By Liz Roberts · 14 years ago

This article discusses the advantages and disadvantages of bankruptcy and how it can affect your decision on whether to file for bankruptcy or not. The advantages of bankruptcy If bankruptcy has been filed for the ...

Can Secured Credit Cards Lead You To Good Credit?

By Liz Roberts · 14 years ago

If you are suffering from bad credit history, surely you would like to find an easier way to regain your good credit standing. The good news is, it does not have to be a difficult ...

What Goes into Your Credit Score?

By Liz Roberts · 14 years ago

Credit scores can be computed using different credit scoring systems but the most widely used system today is the FICO score. Its formula was created by the Fair Isaac Corporation and is the one used ...

The Risks Of Co-signing for a Bad Credit Loan

By Liz Roberts · 14 years ago

Lenders who offer bad credit loans usually require the applicant to have a co-signer. Many people who have imperfect credit history ask their friends or relatives to help them get their loans approved by co-signing ...

The Fundamentals Of a Bad Credit Home Loan

By Liz Roberts · 14 years ago

For almost everyone, purchasing a home is probably one of the biggest investments that a person can obtain. For most people, it is necessary to apply for a mortgage loan to be able to buy ...

How to Build a Healthy Credit Score

By Liz Roberts · 14 years ago

When choosing a loan, one of the first things we check on is the interest rates. Apparently, the lowest interest rates and the best deals are only offered to those with good to excellent credit. ...

Is It Wise To Declare Bankruptcy To Get Out Of Debt?

By Liz Roberts · 14 years ago

People who are facing huge debts are prone to making drastic decisions. But acting hastily or impulsively can only worsen the problem. If you are thinking about bankruptcy as the solution to your problem, you ...

How Credit Card Debt Relief Works

By Liz Roberts · 14 years ago

Is there really such thing as credit card debt relief? If you’re burdened by credit card debt, where can you find the much-needed help? What can you do to take control of the situation and ...

Getting A Home With Bankruptcy Or Foreclosure

By Liz Roberts · 14 years ago

A record of bankruptcy or foreclosure can greatly damage a person’s credit history. Both on your credit report for seven years deeming you as a high-risk borrower for all creditors. Although some lenders do offer ...

Get Out of Bankruptcy using Your Home Equity

By Liz Roberts · 14 years ago

Filing for bankruptcy will not always discharge your from all your debts. Now that the New Bankruptcy Law has taken effect, filing for bankruptcy is ever more difficult and complicated. Today, your bankruptcy attorney cannot ...

About Bad Credit Credit Card Online Applications

By Liz Roberts · 14 years ago

Getting a credit card these days is certainly a lot easier that it was years ago. Today, applying for a credit card is often done through the internet, where a card holder can fill-out and ...