You're pregnant. Welcome to a fantastic journey down deep to the core of existence. Why do you want to spoil such a dream with health care costs? Look up the many possibilities you have to help you make it through the first nine months of the rest of your life.

Everyone, ideally, needs insurance. Everyday we walk out of our porch we face risks we can't even see yet. Either we walk, we drive our own car, we take public transport. Our body is more fragile than we think it is, sometimes even tiny bacterias can knock us out for weeks. Think about the most critical period of your life, when you're more weak than ever. Women sure can point out this period: it's when they're pregnant. To be pregnant is an amazing adventure, to give life, to actually create life is something unique. Why don't you make it safer and enjoy such stressful experiences getting yourself an insurance?

There's more to it of course. Pregnancy doesn't come cheap. Why should you start a new life, quite literally, drowned by papers and debts? As soon as you need medical attention the bills start to flood in. If you're not covered by an insurance, this could lead to an economic disaster. Prenatal visits and the delivery could cost you from $6,000 to $13,000 alone, depending on the facility you're at. Be aware that only 13 percent of women in this country can make it without insurance, as a new research study by the American Health Association tells us. Anyway, you might need to know that hospitals are usually more expensive than birthing centers. There are many programs available depending on the country you live in or even the hospital or clinic that provides you with the medical care. You might want to check with them about it. Such programs are not technically insurances, but they can help you save as much as 50 percent!

Another problem many women and families face, is that insurance companies usually consider pregnancy as a pre-existing condition. However, be aware that under the Health Insurance Portability and Accountability Act of 1996 insurers are not able to play this card anymore! You have many possibilities to get an insurance or a discount. Look up at your local DSHS office and see if you match the income requirements to get a complete coverage. Sometimes they can even help you cover the first year of medical care for your baby and have advantages for the whole family!