Typically when planning for life after work people plan one or two things they want to do, for instance spend time with their families and spend more time doing their favorite hobby. This underestimates the important of new experiences in retirement, and how much time you'll have on your hands. Depending on when you retire and how long you live this could be forty years of your life, and a clear schedule. You'll definitely want to have more to do to keep you interested in life, growing, and healthy.

Learning new skills is very important to keep things interesting. A lot of people stick to the phrase "you can't teach an old dog new tricks", but this is just an excuse. You now have the time and opportunity to learn and grow, don't waste it. Want to write a novel--take a writing class! Learn calligraphy, or whatever other skill you've always been interested in. You probably gave up a lot of things you wanted to pursue in your youth because of lack of time, now you have that time back!

Taking classes is a great way to build new skills and give yourself a routine. Immediately after you retire you may not want to have a routine after so many years of a strict schedule, but eventually having some routine will help keep you going and stop you from becoming bored.

Other than classes and skill building other ways to gain important new experience in retirement include making new friends and traveling.

When you make new friends you take on some of their interests, have conversation, and maybe start playing a new game, or develop a new hobby, together. This is a great way to expand your interests.

Traveling always opens peoples minds. You'll see new things, learn new skills, meet new people--this one includes all the things mentioned above and more.

Of course you'll want to take these traveling plans and classes into account when you're planning your retirement savings goals as this will effect your yearly living expenses and thus how much you'll need to save. Plan for this now so that you can have a happy, healthy, life ahead of you.