Roth IRAs Retirement advice for Investments

Best rollover IRA for life settlements:

Rick decides after doing his due diligence on life settlements that this is an asset class he wants to use his checkbook IRA to invest in. He finds a life settlement company that he can buy his life settlements from. The life settlement company shows Rick a policy owned by an 82 year old female that will pay 12.5 million dollars when the policy pays out. The life settlement company buys the policy from the policy holder for 6.8 million dollars. Rick buys five thousand dollars of the policy; the return on the policy is 81.82 percent. That means Ricks five thousand dollars will be nine thousand ninety dollars when it pays out. The life expectancy for the policy holder is 2-4 years. Three years go by and the policy is ready to pay to its investors. Ricks LLC receives a check from the life settlement company for $9,090.00. All the profits are tax deferred because Ricks IRA LLC is owned by his IRA and it is a tax deferred entity.

IRA Retirement Investment on real estate:

Josh identifies a rental property that he wants to purchase with his checkbook IRA. His real estate agent makes an offer of the property for $100,000 that is accepted. Josh as the manager of his checkbook IRA LLC coordinates with the title company for closing. On the day of closing funds are wired to the title company and Josh gets keys to his new rental property. After a few minor repairs and clean up for the rental property, Josh finds a tenant and agrees to rent the property for $1,000 per month. After two years the tenant offers to purchase the property for $125,000. Josh agrees to the sale price and begins coordinating with the title company for the closing on his rental property. On the day of closing Josh's checkbook IRA LLC account receives $125,000. Profit including rental income is $49,000 all tax deferred because his checkbook IRA LLC is owned by his IRA and it is a tax deferred entity.

Retirement Investments in Gold:

Deb decides to purchase 5 one ounce gold eagles with her checkbook IRA LLC. She and her gold dealer agree on a purchase price of $800 per ounce. Deb writes a check out of her checkbook IRA LLC to the gold dealer in the amount of $4,000. The gold dealer then hands 5 one ounce gold eagles to Deb to store on behalf of her checkbook IRA LLC. Deb then takes the gold to her local bank and opens a safe deposit box and places her IRAs gold in the safe deposit box for safe keeping. Eighteen months later the price of gold climbs to $1250 per ounce and Deb decides to sell the gold back to her gold dealer. She returns the coins to the dealer and he gives her a check payable to the LLC in the amount of $6,250 that's a return of more than 52 percent all tax deferred.

Investing in a Business:

Wendy has a friend that has many years of experience in the fast food industry as a manager and as a person in the day to operations working on the front lines in the food industry. Wendy's friend wants to start her own restaurant and is looking for capital to get started. Wendy has checkbook control of her IRA and knows that this type of investment is allowed. They draw up an agreement stating that this will be a both a low interest loan that the new business will be pay back to the IRA LLC and it will also have an ownership stake of 25% in the new business. As per the agreement the loan is paid back in five years with both principal and interest and Wendy's LLC is a 25% owner of the business.

Investing in an RV Park with Partners:

John and four of his friends want to invest in an RV Park in Arizona that they have identified. The park is a one hundred lot RV park that is already in operation but could use some TLC that would cost about $100,000.
The park is for sale in the amount of $800,000. John and his four partners create an LLC showing all five of the partners IRAs as members of the LLC because they want to utilize their retirement accounts to purchase this RV Park. Each IRA contributes $200,000 to the LLC giving each IRA a 20% ownership in this newly formed LLC. Now the IRA LLC has in its checking account in the amount of $1,000,000 and the manager of the LLC makes an offer to purchase the RV Park for $800,000. The manager coordinates with the title company and on the day of closing the IRA LLC manager wires funds to the title company and the deed is recorded in the name of the IRA LLC. John and his partners begin the process of getting the RV Park repaired using the checkbook from the IRA to pay for everything. After repairs and a change in management the RV Park has a 75% occupancy rate with an average yield of $400 per month per lot space that equals $30,000 per month for the IRA LLC. After 5 years the manager of the LLC sells the RV Park for $1,200,000. The net profit for the LLC including monthly income is $2,200,000, 20% of that belonging to each IRA all tax deferred because an IRA is a tax deferred entity.

Investing in Teak Wood Forestry:

Peter wants to use his checkbook IRA to invest in Teak wood forestry he finds a company that he can invest in. After receiving all the agreements and details of this investment he then wires $25,000 to this company. His average yield for this investment is 15% with those returns this means he will receive what his $25,000 in seven years. He is projecting that his investment will pay for twenty plus years. His $25,000 could easily pay him pay back $100,000.

retirement investment for Raw Land:

Lori and her husband create an LLC for their IRAs to partner together to purchase 10 acres of raw land in the community they live and are familiar with. They believe this raw land is in a location that in a few years will be a place that a developer would want to build on. They hold the land in the name of the LLC and their fees are minimal because the land has not been developed and there are no maintenance cost associated with owning this type of investment. A few years later a commercial developer makes them an offer on the land they can't refuse. They sell the land to the commercial developer and make a nice return in their IRA LLC all tax deferred.

retirement investment on Automobile loans:

Terri has a niece that needs a loan to purchase her first car. Terri's niece is 24 years old with no established credit but has a good job and can pay back the loan. Terri's niece finds a car for $5,000 and Terri agrees to lend her the $5,000 and her checkbook IRA LLC will be the lien holder on the car. They agree to 9% interest for 24 months with payments set at $228.00 per month. At the time of the purchase Terri make sure that the title for the car shows the IRA LLC as the lien holder that way Terri would receive the title for the car and will keep it for safe keeping .Two years later the car is paid in full the LLC releases the lien on the car and Terri's LLC has made 9% return on the loan.