What is Tractor Insurance & Why You Need It? 1-800-513-3135
- Author Dennis Crispin
- Published November 17, 2010
- Word count 549
Getting a tractor insurance quote from a different of providers is your first step towards finding the right affordable insurance.
There are many different types of commercial trucks, including tractor-trailers, dump trucks, tow trucks, straight trucks and pickup trucks. Commercial truck insurance covers all of these. This type of insurance can be purchased by owner-operators for a single truck or for companies that need to insure an entire fleet of trucks. No matter which one of these categories that you fall into, commercial truck insurance is required in order to drive a commercial truck.
Try to know the type and amount of coverage you need before contacting an insurance agent. It'll take time for you to research your needs, but in the long run, doing so is your best chance of getting the right amount of coverage at a price that's fair. Do you need insurance to cover you, your drivers, or both? Do you need workmen's compensation? Are you looking for insurance to cover collision, fire, theft, CDC? Do you need full liability?
Are you looking for bobtail liability? Do you want to insure your cargo? Do you need fuel bonds? Once you decide the type of insurance you need for your semi truck and trailer, you've also got to determine coverage limits.
Getting multiple quotations for semi truck and trailer insurance is always a good idea. And if you've followed the above advice, shopping around for insurance quotations will be much easier. One way to comparison shop is to go online. Locating businesses that offer this type of insurance is simple and getting a quotation usually is fast. In most cases, all you have to do is fill out an online form and submit it. In no time you'll have the pricing information you need.
Once you start getting quotations, be sure to review the coverage closely.
When one quote is lower than another, it's important to make sure you're being quoted for comparable coverage. This is especially important when one quote is substantially lower than others. Some companies bundle their coverage while others offer a basic package and then offer additional coverage options as riders. A rider is generally offered at an additional cost. Also, find out if the company offers discounts for paying insurance premiums annually rather than monthly.
Just as with any major purchase, you want to find out as much as you can about the insurance company before purchasing a policy. Start by checking with the various rating services and regulatory agencies to see what you can find out. Also, find out what you can about the company's claims processing policy. First and foremost, you want to work with an insurance company that is financially able to pay out claims, and you also want a company that processes claims in a timely manner.
Tractor Trailers We Insure
Progressive also offers commercial truck insurance for the following tractor trailers:
• Auto hauler trailers
• Bottom dump trailers
• Bulk commodity trailers
• Concession trailers
• Dry freight trailers
• Dump body trailers
• Flatbed trailers
• Gooseneck trailers
• Horse trailers
• Livestock trailers
• Logging trailers
• Lowboy trailers
• Pole trailers
• Refrigerated trailers
• Tank trailers
• Tilt trailers
• Transfer boxes
• Utility trailers
To find out which companies will give you the best price for the specific Tractor Insurance coverage that you need, call l-800-513-3135.
Tractor Insurance from www.1TractorTrailerInsurance.com. We are a full service truck insurance agency specializing in farm tractors,semi tractor, trailer insurance,small tractor insurances. To find out more about Tractor insurance Tips, contact Matthew Shenouda at 1800.513.3135".
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