Holiday Shopping on a Budget: Tips to Save Money
- Author Joe Jackson
- Published February 9, 2011
- Word count 567
The holiday shopping season is almost here, and GoodBuyNow.com, wants to help you get ready. Whether you're shopping at the mall, online, or by phone or mail, our tips can help you shop smart and stay on budget.
Make a list and set a budget. List the people you plan to buy gifts for, the type of gifts you plan to buy, and how much you plan to spend. Include the cost of cash gifts, holiday travel, extra food, wrappings, decorations, greeting cards, and postage. If it relates to the holiday season and it costs money, add it to your budget.
Shop around. A "sale" price isn't always the "best" price. Some merchants may offer a sale price on the item you want for a limited time; other merchants may offer items at a discount everyday.
Look for price-matching policies. Some merchants will match, or even beat, a competitor's prices.
Go online. Check out websites that compare prices. If you decide to buy from an online merchant, keep shipping costs and delivery time in mind.
Carefully consider bargain offers that are based on purchases of additional merchandise. For example, "Buy One, Get One Free" or "Free Gift with Purchase." If you don't really want or need the item, it's not a deal.
Clip coupons. Coupons are useful when they save you money on what you're already planning to buy. Check coupons for any restrictions. For example, do expiration dates apply, or do you have to spend a certain amount before you can use the coupon? Some retailers will accept expired coupons, and even coupons from their competitors. Check with the retailer before you leave home to learn their policy.
Ask about sale adjustments. If you buy an item at regular price and it goes on sale the next week, can you get a credit or refund for the discounted amount?
Consider layaway. Layaway purchase plans are designed for people who want to buy merchandise without using credit or paying the full price immediately. When you use layaway, you typically make a deposit – usually a percentage of the purchase price – and pay over time until you have paid for the item in full. In exchange, the retailer holds the merchandise for you. To avoid problems, get the store's layaway policy in writing.
Keep an eye on your wallet. Don't flash cash. Keep an eye on your credit or debit card during transactions, and get them back as quickly as possible. If your cards are lost or stolen, report the loss or theft immediately to the card issuers.
Use credit and debit cards with care. Save your receipts. You need them for returns and exchanges. Check credit and debit card sales and return receipts against your monthly bills and statements, and report any problems to the credit card issuer promptly.
Ask about refund and return policies. Many merchants may have different refund and return policies for sale items. For example, clearance merchandise may be on final sale, meaning no refunds or exchanges.
Keep good records. Whether you're ordering by mail, phone, or online, it's important to keep detailed information about the transaction, including your order number, shipping costs and dates, warranties, and refund and return policies.
Ship early. If you're sending gifts to out-of-towners, factor in extra time for shipping. If you wait until the last minute, you may pay a hefty price for express or overnight shipping.
Joe Jackson is a Deals Specialist at GoodBuyNow.com (http://www.goodbuynow.com). GoodBuyNow.com has all the best deals from across the web. Visit our Shopping Deals section and you can save 30% or more on all your favorite products.
Article source: https://articlebiz.comRate article
Article comments
There are no posted comments.
Related articles
- How to find rare coins for your collection?
- 8 Reasons to Consider Cookware With Bakelite Handle
- The 411 on Zilch and How to Earn Zilch Rewards at 1000s of Stores Online
- The Ultimate Back-to-School Shopping Guide for 2024
- The Beauty of Brown Lash Extensions: A Natural Alternative
- The Ultimate Guide to Eyelash Extensions: Costs, Time, and Maintenance
- The Best Eye Shapes for Cat Eye Lashes
- How to put on false eyelashes
- The Ultimate Guide to Wispy Lashes
- The Ultimate Guide to Cat Eye Lashes
- Top Funny Gift Ideas for Kids: Bring on the Laughter!
- Guide to Finding the Funny Gifts For Women
- The Convenience and Thrill of Online Shopping: Exploring the Art of Finding Deals
- Experts Reveal the Top Skincare Mistakes You're Making Daily
- How Should a Denim Jacket Fit? The Ultimate Guide to Denim Perfection
- Unraveling Taobao Secret Behind Affordable Products
- Which Products Are Suitable for Purchase on Taobao
- Liquid Screen Protector vs Tempered Glass Screen Protectors
- Find The Best Feather Duster Now
- The Ergonomic Revolution: How the Right Office Chair Can Transform Your Workday
- How are enamel pins made
- What is Best Thing To Buy From Taobao?
- Expert Advice: 5 Essential Tips for Buying an Overhead Crane
- The Rise of Online Gift Shops: Convenience at Your Fingertips
- The Art of Gift Giving: How to Choose the Perfect Present
- Magic Mushroom Chocolate Bars: What Benefits Do They Offer?
- "Vax Vacuum Parts: My Personal Guide to Keeping Your Vacuum Cleaner in Top Shape"
- Noblie custom knife shop
- Discovering the Four Must-Have Types of Sandals for Every Occasion
- 10 Best Neck Joint Service Providers