Two most common types of checks - side and top tear

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  • Author Jonathan Blocker
  • Published April 27, 2011
  • Word count 414

If you have only used the plain checks offered to you by your bank, you may be unaware that there is a whole big and beautiful world of check design available to everyone with a checking account. There are the common checks that tear all the way across the top, which are very easy to rip if you are in a hurry and not paying attention as you remove them from the checkbook, but there are other, more convenient styles of checks available. Many people enjoy using side tear checks and top stub checks, and in fact these are two very common check styles .

Probably everyone has had this happen: you are writing a check to make a purchase at a busy store, and there is a long line of customers behind you also waiting to check out. You finish writing, and tear the check, but along the long top part it rips. The store will not accept part of a check, and so you are left with starting all over again and writing a new one, with the people behind you getting increasingly irritated. You can put that madness behind you when you use side tear checks. These checks tear off on the much shorter side, and thus they are more convenient to use. You are less likely to have rips with this type of popular check style.

Another excellent option in check styles is top stub checks. Top stub personal checks give you a little strip of paper at the top of each check, where you can record information about the transaction covered by the check. In this way, you will always have a written record of what the check was for, what was the check number, and other pertinent information such as if it can be included with your tax information or not. Top stub personal checks make it easier for you to keep track of your financial records, which is why they are also used as business checks.

Because they are a little wider than a traditional check, you will want to get top stub checkbook covers to go with your checks. Top stub checkbook covers are cut a little deeper so that they will perfectly fit these great check styles.

Both checks and checkbook covers come in a huge range of colors and artwork displayed on their fronts, so you can show off your personality while taking care of business each time you reach for these commonly used checks.

In this article Jonathon Blocker writes about

side tear checks

and

top stub personal checks

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