Make and model
- Author Marcus Stalder
- Published April 29, 2011
- Word count 523
Realtors have this saying that the value of a property is down to location, location, location. It's pretty much the same when it comes to vehicles. If you like those small red things without anti-roll bars that feature in movies like Gone in Sixty Seconds, it's going to cost you a small fortune to put its wheels on the road. But if you are content to putter along at a steady speed in an family saloon, your premium rates just got highly affordable. The make and model is everything. However, even within the powered, underpowered range, there's a more important issue. When it comes to designing the modern vehicle, it's rather more than a simple box on wheels. There's an increasing amount of engineering to make you safer. By "you", we don't just mean the driver. In days gone by, the passengers were just collateral damage in the war zone. Now, there's a real investment in keeping everyone inside the vehicle as safe as possible.
So, welcome to the Insurance Institute for Highway Safety (IIHS) which earns its keep by running crash tests and doing all the other things to discover just how safe the vehicles are that we drive every day. The good news for you is a simple truth. People in vehicles that do well in the cash tests are far less likely to die in an real-world accident. This is not just about airbags although they are useful added protection. This is about the physical structure of the cage which holds us. There must be a balance between rigid bones and areas designed to crumple to absorb the impact. In this remember that there are passengers in the back seats to think about. Ironically, the federal statistics do forget this, largely calculating fatality and injury statistics on drivers and front-seat passengers only, i.e. they tend to assume front- rather than side-impact collisions. This is flat wrong. In 2009, 27% of rear passenger deaths occurred in side-impact crashes.
So, insurers look at the IIHS crash test results with great interest and set their premium rates accordingly. The safer the vehicle, the less likely it is there will be big claims for personal injuries or deaths arising from collisions. This means the rates can be lower. But if your sporty open-topped speedster rolls over, you could lose your head and present everyone with a big money claim to fight over. In this case, cheap car insurance really is about using your head (and that's not just to make your mark on the road). You have to do your research and buy the vehicle with the safest crash test results. Of course not everyone can afford to go out and buy new. That's the good things about the IIHS. They have the results going back years so you can always find the safest vehicle in your price bracket. Then it's just a matter of running the search engine to get as many quotes as possible. The trick is to find the cheap car insurance for the car you are willing to be seen driving. Ego gives way to practicality and gives you affordable insurance.
Marcus Stalder has shared his vision on numerous subjects throughout the years working with [http://www.topinsur.net/with-make-and-model.html](http://www.topinsur.net/with-make-and-model.html) on a frequent basis. You can see most of his professional contributions there.
Article source: https://articlebiz.comRate article
Article comments
There are no posted comments.
Related articles
- Acura MDX and Honda Pilot: Which one will you choose?
- How to Save Money Every Day With Promo Codes
- Fresh Paint for a Fast Sale: Here's Why You Should Paint Before Listing
- The Invisible Impact of Missing Teeth: Why Replacing Them Matters
- Detecting Dental Beauty: 5 Core Traits of a Beautiful Smile
- Timeless Toothcare: Dental Hygiene Tips for Seniors
- Saving Old Smiles: How In-House Dental Discount Plans Help Seniors
- Too Much of a Good Thing? Signs You’re Brushing Your Teeth Too Hard
- Why a Root Canal Might Be the Best News for Your Tooth
- What is DuckDuckGo?
- The Role of Lighting Stores in Brampton: Shaping Spaces for the Future
- The Role of Commercial Cleaning Services in Auckland: A Comprehensive Guide
- Exploring the World of Chauffeur Service: Benefits, Challenges, and Best Practices
- Nerds and Geeks: They still live on!
- IQ Tests: History, Uses, and Choosing a Reliable Resource
- 8 Great Ways To Teach Kids About Oral Hygiene
- App Development as a Catalyst for Business Growth
- Costs of arranging a Mortgage in Spain
- TikTok and Instagram: Ways you will grow and learn.
- Mustang GT: Ford Motor Company is a Rising Force!
- 10 Ways to Transform Production Scheduling in Business Central
- Elevating Your Home with Bold Decor and Vintage Carved Doors
- The Ultimate Skin Care Guide for Every Weather
- Do I Need Insurance When I Rent a Boat?
- Casino Bonuses: How to Maximize Your Rewards and Enhance Your Gameplay
- Was Joseph Stalin a good or bad leader of the Soviet Union?
- Top 5 Slots with the Highest RTP: A Winning Guarantee or a Myth?
- The Thrill of the Hunt Discovering the World of Location-Based Entertainment
- How Much Is the Hermès Cleaning Fee?
- Does Hermès Offer Free Repairs?