Pay for College With Scholarships and Grants

Reference & EducationCollege & University

  • Author Leigh Anne Giblin
  • Published June 4, 2011
  • Word count 747

College Is an Investment: Consider the Long-Term Payoff

As you start your journey toward a degree at Regent University, you may be wondering how to pay for college. While college costs can seem daunting, you must remember the pursuit of a degree is an investment in your future. Whatever you pay will likely be recouped many times over the course of your career. Better yet, at Regent University many of these up-front costs can be reduced, or even eliminated, through school scholarships, financial aid grants, low-interest federal student loans, private loans, tuition discounts or any combination thereof.

Use the Regent University Interactive Tuition Estimator to get a clear picture of your tuition, books, food and lodging expenses — and find out how much you could save on a degree at Regent University.

Learn about the many types of financial aid available to Regent University students.

Defray College Costs With Scholarships and Grants

More than 87% of Regent University undergraduate students receive some form of financial aid. Scholarships and grants are a great way to fund your degree because they don’t need to be repaid. Some research, a little legwork and time spent completing application forms can pay big dividends. Ideally, your search for scholarships would begin as early as your junior year of high school. Start by checking to see if your church, your parents’ employers or any of the volunteer organizations in which you’re involved award college scholarships. Remember that scholarships and grants typically have specific eligibility guidelines, so focus your efforts on those you’re qualified to receive. Finally, most college scholarships require you to maintain a certain grade point average, so stay on top of your studies to keep your scholarship from semester to semester.

Explore the financial aid grants available to Regent students.

< http://www.regent.edu/admin/finaid/aid_programs.cfm>

Learn more about scholarships to Christian universities through the Guide to Financial Aid and Scholarships.

See some of the university scholarships totaling more than $2.5 million that were awarded to Regent University students this year.

Apply for Federal Student Aid

The process for receiving federal funds begins with your online submission of the Free Application for Federal Student Aid (FAFSA) form. This form opens the door to all federal assistance, including federal grants, federal scholarships, Stafford Loans, PLUS Loans for parents and more. You must apply for FAFSA funds yearly, and the amount of funding you can receive is dependent on the number of course hours in which you enroll during the upcoming year. The application process may take a few hours, so plan ahead. Prior to completing the form, you will need to gather some of your personal records, including your social security card, driver’s license, income tax return and W-2 forms. Once you’ve gathered these documents, you can log on to fafsa.ed.gov and begin setting up your personal FAFSA account, starting with the creation of your PIN.

Simplify the student loan process with these helpful FAFSA hints.

Learn more about the FAFSA program and submit a FAFSA application online here.

Find out more about federal student aid in the booklet Funding Education Beyond High School: The Guide to Federal Student Aid.

Get a College Loan From a Private Lender

If you’ve exhausted your scholarship and grant possibilities and have received the maximum allowable federal assistance, but still have a tuition gap, then a private loan program may be a viable option. Private loans are simply those offered by private banks or credit unions. Banks compete for these loans, so you should be sure to shop around for the best interest rate, the lowest administrative fees and the repayment terms that suit you best.

Learn more about private lenders.

Compare offers from private student-loan lenders at the Student Loan Network.

Check to See if You Qualify for Regent Tuition Discounts

Homeschooled students seeking their degrees at Regent University may be eligible for tuition discounts if they meet certain qualifications. For instance, if you were home schooled and a member of either the Home School Legal Defense Association (HSLDA) or the Home Educators Association of Virginia (HEAV), you will receive a 25% tuition discount. Likewise, active-duty military, veterans, and spouses and dependents of veterans and active-duty military are all eligible for tuition discounts. Our Active-Duty Military Discount allows you to attend Regent for little or no out-of-pocket expenses. And finally, Merit Scholars and others who scored well on their admissions exams may be eligible for a tuition discount.

Learn more about home school education discounts at Regent University.

Find five reasons Regent is the perfect choice for homeschooled students.

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