They laughed at me when I began planning for retirement
- Author Andy Rogers
- Published July 9, 2008
- Word count 485
Only when my colleagues realized how important was retirement planning when they themselves got retired, did they understand my wisdom. People would be idiots to not plan it earlier. It may seem tough at first to believe that one has to retire someday from the workplace and the sooner it is done the better it is for the life after retirement. Retirement planning is essential in order to be able to enjoy retirement. Most people have dreams for their retirement years and only planning will make it happen. The best time to begin retirement planning is as soon as a person has graduated from college and begins to work. Those people who begin early will find that their retirement years will be filled with the ability to do whatever they want or dream up.
Some people who don't plan properly find retirement to be a night mare. But there are actually some good ideas to help plan for retirement. A great idea is to reserve a convenient optimum percentage of pay and place it in an investment account. Doing it this way means that the money isn't missed and doesn't become part of the monthly budget. Don't expect that if the money isn't taken out automatically that a person will have enough will power to do it on their own. Retirement planning isn't easy and it takes determination and discipline to keep the plan together for years.
Taking advice form a retirement advisor is a good idea. He can make suggestions and advise of several significant things like opportunities to increase investments. As a person gets increases in salary or pay, keep the percentage of ten percent going to retirement planning. In doing this the person might also have the opportunity to possibly have early retirement. By retiring early a person will be able to spend more time doing all the things they have dreamed of. It doesn't mean that life stops. Because of all these reasons, retirement planning is essential for later on in life.In the same way that as a child one learns how the ants and birds work hard for the winter to come, it is important to have instilled inside a person a good work ethic.
Prior planning is going to have long term benefits. It feels so good after retirement when you see the fruits of your planning endeavors ripe. A person will be glad that they spent the time doing retirement planning. They will be proud of the fact that they had self discipline to keep it up over the years. For those people not at retirement age it's never too late to start preparing and if one sticks with the plan, retirement can still be filled with the opportunities to fulfill dreams someday.Retirement planning should never feel like a chore because it is a means to have a great time in the golden years of life.
Andy Rogers gives advice to those above 40 on how to change the outlook towards life and how to live healthy. His site at http://www.hhhwcenter.com/ specifically talks about human growth hormone and its benefits.
Article source: https://articlebiz.comRate article
Article comments
There are no posted comments.
Related articles
- 3 Great Passive Income Ideas for New Moms and Dads in 2024
- Avrex IO Redefines Real Estate Investment with Innovative Tokenized Ownership Approach
- Panama City's Real Estate Market: Top Neighborhoods for Investment
- Investing in a Condo or Villa in Pattaya, Thailand
- Tabania Group Rings in the New Year with a Powerhouse of Financial Services, Unveiling a Comprehensive Suite for the Digital Age
- To What Extent Has Economic Growth Improved Quality of Life?
- How to Manifest Wealth in Your Life
- Unlocking the Potential: Making Money Online with Your Phone”
- Blue economy of the world
- This Financial “FORMula” Will Help You Plan Around What Matters Most
- Losing a Parent: A Checklist and Timeline of the Financial Aspects to Address
- How to Avoid Lifestyle Creep: Try this 50/50 Rule for Saving & Spending
- (Money) Date Night: Why You Need One and 5 Topics to Discuss
- Private Placement Life Insurance (PPLI) in Offshore Trust More Useful Than Ever
- Indexed Insurance Policies Hedge against Inflation
- Should You Invest Abroad? A Complete Guide to Buying Investment Properties in Thailand
- What Are Your Retirement Planning Options?
- Daily Income Opportunity With U-Farm
- Building a Comfortable Retirement: Tips and Strategies for Investing in Your Future.
- Revocable Living Dynasty Trust (RLDT)
- Key Retirement & Estate Planning Tools
- Captive Insurance -- Details
- INDEXED UNIVERSAL LIFE INSURANCE (IUL) ADAPTS TO INFLATION AND HIGH INTEREST RATES
- GRANTOR ACCESS TO IRREVOCABLE TRUSTS -- EASE THE STRESS OF COMPLETED GIFTS
- CASH BALANCE PLUS PLAN
- Tax-Free Income Making More Sense in Global Financial Crisis
- Dynasty Trusts Guard Personal Autonomy in Hierarchic Society
- Captive Insurance Company, CIC -- Reduce Taxes and Build Wealth
- What is an RESP?
- Private Placement Life Insurance, PPLI