Panama City, April 28, 2009 – EPAY Inc, in cooperation with prime MasterCard issuer, has finally opened the program allowing international companies to conduct business transactions through EPAY prepaid debit cards with NO FX CONVERSION fee. This was announced recently by EPAY Inc., a Panama-based company engaged in financial services, payroll services, e-wallet services, money transfer services, electronic payments processing, debit cards issuance, and other related activities.

An EPAY Inc. representative said that "any company worldwide can now utilize EPAY Inc. services starting from as low as $4.99 per card and make payouts to its workers, affiliates, clients etc. through EPAY Inc. prepaid Mastercards with high USD 10,000 monthly limit per card."

This new program saves users at least 3% in all transactions to each cardholder. EPAY Inc. is the first to release such lucrative program that has services being offered world wide. "The card program is ideal for international cardholders. There are no competitors for EPAY Inc. in the international market, as others are US card issuers, and they are allowed to work only with US residents due to US legislation. There are also UK card providers who are also limited to UK residents due to UK legislation. Lots of providers recently have lost their licenses violating these regulations and thousands of cardholders of those providers lost their money. EPAY Inc is the only provider allowed to provide this service to international cardholders on a fully legal contractual basis," EPAY Inc. representative also said.

EPAY Inc. website clearly states their client’s protection program: "EPAY Inc. members’ funds are completely protected because they are stored in strong banks and protected from any claims, including creditors’ claims. EPAY Inc. does not provide investment services and does not invest members’ funds at any time during remittance. Online transactions conducted through www.epayarea.com are backed by a US$ 1,000,000 warranty."

EPAY Inc. prepaid credit cards can be used by European, Asian, American, Pacific and other companies to meet various companies’ needs such as:

• Dividend, Incentive, Forex payouts – Employers, Contract Agencies,

• Membership based affiliation applications i.e. Credit Unions, Banks with an existing account holder base

• Loan, Benefit Payout Applications i.e. payday, micro loans operations

• Insurance payout program, Pension payout program

• Commission payout applications – Network Marketing Organizations (MLM), Affiliate payout

• Travel, Remittance Card Programs

• Gas stations, Telecommunications, cellular phones companies, cable TV companies, department stores, supermarkets

• Gaming and gambling industry: casino sites, online poker rooms, sports betting websites, waging websites, etc.

• Services: insurance, telephone, utilities etc.

EPAY MasterCard prepaid credit cards can be used worldwide in ATMs, POS

and online, as well as for verifying and adding to online accounts

(paypal, ebay, google adwords, alertpay, moneybookers, neteller, etc) for funding/withdrawal. International cardholders are accepted.

EPAY Inc. card payout program can be used by companies from any country, any business model and any size. No matter whether a company needs 2 or 20,000 cards – EPAY Inc. will provide prepaid debit cards and servicing on the most professional level. For those companies who wish to have their company name, logo or even fully branded design on their cards, EPAY Inc. will develop:

• Generic Debit Card Program

• Co-Branded Debit Card Program

• White Label Program

• Co-Branded Prepaid Credit Card Program

• Generic Prepaid Credit Card Program

• Branded Program

• Embossed or unembossed.

"EPAY prepaid Mastercard is highly beneficial for cardholders. We are the first to provide one card that can be used anywhere through millions of ATMs, POS and even online transactions all over the world. Our cardholders can also enjoy the benefits of high daily/monthly limits with the safety of our strong fraud and scam monitoring system", EPAY Inc. source stated.

EPAY Inc. platform is currently used by over 41,000 members to date. The EPAY Inc. prepaid Mastercards may be used as debit cards, payroll cards, and loyalty cards all rolled into one. Banks, credit unions and other financial institutions are welcome for cooperation. For more details, interested parties are encouraged to contact by email at business@epayarea.com or check their website at www.epayarea.com.