Ensquared the specialist phone insurance wireless Internet company is on top of changes taking place constantly. The phone insurance arena is affected by substantial competitive activity on many levels and cell phone insurance providers are constantly trying to refine their mobile phone insurance offering to be market effective. Cell insurance premiums change, limits on phone insurance claims go up and down, cellular insurance categories are being revised as new models enter the arena and assessment of risk is reviewed from time to time. The Ensquared Calculator being the foremost phone insurance comparison tool takes all these things in its stride and updates quickly.

A notable phone insurance change bigger than expected has been noted and updated on the Ensquared Cellular Calculator:

Verizon, one of the premier phone service providers in the US made major changes to its cell insurance offer that brought it from behind the pack to right up front – or close to it depending on your mobile phone insurance perspective. Previously, Verizon cell phone insurance plan featured only one product, namely the combination of: phone damage, lost phone and phone stolen. Compare this to AT&T who offered the same as Verizon insurance but included extended warranty in the combination. Also they offer loss of data (stand-alone) and a comprehensive program with all modules included.

Verizon cell insurance has changed things around dramatically by bringing out extended warranty stand alone (not available from AT&T); or alternatively a combination of phone damage, lost phone and phone stolen; or the same but with extended warranty included. Moreover they offer these three packages multiplied by two: For regular phones and advanced devices. So from a one phone insurance product company they morphed into a six cellular insurance product company and made a big statement in this important space. Where do they differ from AT&T? Well certainly their monthly premiums are higher on the whole by as much as $3 per month. On the other hand their deductibles are lower by as much as $11 on regular phones and close to $30 on advanced devices like the Blackberry. So while the range of phone insurance options for cell phone owners increases rapidly, all this is quite confusing because the tendency is often to over insure ones phone or find out at the wrong time that you under insured and have to bear the full loss

Frankly, until this point Verizon stood out as very thin in the phone insurance arena offering less than most the other big providers like T Mobile insurance, Sprint Insurance, Cellular One and even some of the Internet wireless phone insurance providers. The Ensquared Calculator picked up on the expansion of Verizon’s insurance program the moment it hit the market to keep the growing users of this excellent phone insurance comparison tool in the light instead of uncertain in this underrated part of the cell phone business. Compare Best & Cheapest USA Phone Providers one on one besides just comparing phone insurance prices.