Safest vehicles to insure - Small car category
- Author Brad Intlehouse
- Published October 7, 2005
- Word count 702
Allow me a short analogy here to start...
Solenopsis, a member of the ants family, build piles of
sand or soil that can be more than a couple of feet on
top of the soil and can create a deep burrow way
underneath, and they are known for their dogged
determination and hot temper. Their enemies know at
once that these small creatures are, in reality,
dangerous and can be difficult to defeat.
When the makers of small cars finished building their
latest models, they may have the little but deadly
creatures on their mind because their products were
designed in congruence to the little insect's capability to
be powerful and ferocious in spite of its size. In today's
contemporary society, the makers of small cars have
overdone it by enabling it to be included in the list of
safest cars on the road. Notwithstanding its size, these
small cars are capable of getting through the traffic with
swift motion, dependable driving management, and
safe travel.
Basically, most small cars have front-wheel drive. This,
in turn, provide better grip than rear-wheel drive
especially when the road is too slippery to handle.
On Consumer Report's 25 safest cars on the road, the
Volkswagen series tops the list in the small cars
category. The VW Golf TDI was ranked #1 with the
Volkswagen Jetta next in line.
These safe small cars can be dubbed as small but
despite their size, they offer optimum car performance.
In general, these small cars are built with security tools
that are aimed to give you a flexible drive and allow you
to respond quickly to anything you may encounter on
the road. They are also equipped with safety features
like dual airbags, seatbelts, ABS, and side-door impact
beams. Newer features you'll see on the latest
Volkswagens are side-impact air bags. These are built
for front-seat passengers. These side-impact air bags
support the torso.
Then, they also have the safety belts. The belts found on
these small cars have regulating upper anchor
designed for the shoulder belts. This design is intended
to make the protect you whenever a car crash happens.
These safety belts in Volkswagens have seatbelt
pretensioners. These are the ones that are responsible
to pull back the belt to absorb a flop in the course of a
frontal impact.
Plus, it has the LATCH system or the Lower Anchors
and Tethers for children system. This facilitates the
child-seat installation because the inaptness of the
safety belt with the child seat is reduced. They also
have additional safety features like ESC or the
electronic stability control, tire pressure monitors,
daytime running lights, occupant-sensing air bag
systems, and tire pressure monitors.
The drawback is that small cars are not physically
applicable to any towing services. Plus, they are not
meant to carry a lot of cargo because it lacks space.
Though, there are small cars that are equipped with
lockable fold-down rear seatback that offers additional
space for more loads.
On the other hand, small cars like these remarkable
Volkswagens are not only recognized as safe cars but
also cost-effective in terms of gasoline consumption.
This is because they have small, yet powerful, four-
cylinder engines. Because of these and other safety
features present, any owner will be proud to own a
small car, whether it is a hatchback, sporty car, or a
sedan.
Additionally, small car owners will also be very satisfied
with their auto insurance policies. This is because most
auto insurance companies consider the type of the car
being used when calculating premium rates.
And because these Volkswagen are included in the list
of safest cars, they will most likely reap lower auto
insurance rates. Though, these premium rates may
change if the your insurance company finds out that
your driving history is less than perfect, in that case any
vehicle is going to be expensive to insure with a few
tickets and accidents.
So, if you are thinking to get your child, who is in
college, a car this year, then these small but safe cars
may be the right fit. Not only are they safe and
dependable, but they are also built for the younger
drivers and those who drives and travels often like
students.
Brad Intlehouse is an ex-insurance agent whose goal is to help you make
smart buying decisions on your car insurance and answer your insurance questions to help save
you money year after year.
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