Safest vehicles to insure - Small car category

Autos & TrucksInsurance

  • Author Brad Intlehouse
  • Published October 7, 2005
  • Word count 702

Allow me a short analogy here to start...

Solenopsis, a member of the ants family, build piles of

sand or soil that can be more than a couple of feet on

top of the soil and can create a deep burrow way

underneath, and they are known for their dogged

determination and hot temper. Their enemies know at

once that these small creatures are, in reality,

dangerous and can be difficult to defeat.

When the makers of small cars finished building their

latest models, they may have the little but deadly

creatures on their mind because their products were

designed in congruence to the little insect's capability to

be powerful and ferocious in spite of its size. In today's

contemporary society, the makers of small cars have

overdone it by enabling it to be included in the list of

safest cars on the road. Notwithstanding its size, these

small cars are capable of getting through the traffic with

swift motion, dependable driving management, and

safe travel.

Basically, most small cars have front-wheel drive. This,

in turn, provide better grip than rear-wheel drive

especially when the road is too slippery to handle.

On Consumer Report's 25 safest cars on the road, the

Volkswagen series tops the list in the small cars

category. The VW Golf TDI was ranked #1 with the

Volkswagen Jetta next in line.

These safe small cars can be dubbed as small but

despite their size, they offer optimum car performance.

In general, these small cars are built with security tools

that are aimed to give you a flexible drive and allow you

to respond quickly to anything you may encounter on

the road. They are also equipped with safety features

like dual airbags, seatbelts, ABS, and side-door impact

beams. Newer features you'll see on the latest

Volkswagens are side-impact air bags. These are built

for front-seat passengers. These side-impact air bags

support the torso.

Then, they also have the safety belts. The belts found on

these small cars have regulating upper anchor

designed for the shoulder belts. This design is intended

to make the protect you whenever a car crash happens.

These safety belts in Volkswagens have seatbelt

pretensioners. These are the ones that are responsible

to pull back the belt to absorb a flop in the course of a

frontal impact.

Plus, it has the LATCH system or the Lower Anchors

and Tethers for children system. This facilitates the

child-seat installation because the inaptness of the

safety belt with the child seat is reduced. They also

have additional safety features like ESC or the

electronic stability control, tire pressure monitors,

daytime running lights, occupant-sensing air bag

systems, and tire pressure monitors.

The drawback is that small cars are not physically

applicable to any towing services. Plus, they are not

meant to carry a lot of cargo because it lacks space.

Though, there are small cars that are equipped with

lockable fold-down rear seatback that offers additional

space for more loads.

On the other hand, small cars like these remarkable

Volkswagens are not only recognized as safe cars but

also cost-effective in terms of gasoline consumption.

This is because they have small, yet powerful, four-

cylinder engines. Because of these and other safety

features present, any owner will be proud to own a

small car, whether it is a hatchback, sporty car, or a

sedan.

Additionally, small car owners will also be very satisfied

with their auto insurance policies. This is because most

auto insurance companies consider the type of the car

being used when calculating premium rates.

And because these Volkswagen are included in the list

of safest cars, they will most likely reap lower auto

insurance rates. Though, these premium rates may

change if the your insurance company finds out that

your driving history is less than perfect, in that case any

vehicle is going to be expensive to insure with a few

tickets and accidents.

So, if you are thinking to get your child, who is in

college, a car this year, then these small but safe cars

may be the right fit. Not only are they safe and

dependable, but they are also built for the younger

drivers and those who drives and travels often like

students.

Brad Intlehouse is an ex-insurance agent whose goal is to help you make

smart buying decisions on your car insurance and answer your insurance questions to help save

you money year after year.

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