Car Insurance plan is a long term expenses that stay together with you as long as you still keep your car on the road.

It is a very good hedging tool that help you to absorb the major cost incurred that caused by the accident.

You will just need to pay for minimal car insurance premium in order to keep your car insurance plan active.

It is worth of your effort and time to further reduce of car insurance premium since it will become your long term saving.

You shall ask for a lot of car insurance providers to quote for you every time when you renew of your car insurance plan; which is a very good method for you to compare the majority of the car insurance plan in the market and pick for your best car insurance plan that outstanding.

You shall also learn the various discounts that offer by your car insurance companies in order to further reduce of your car insurance premium with no extra cost.

When you receive your car insurance quotations from different car insurance companies, do not start compare the price straight away.

You shall talk to each of the car insurance agents on their current discounts offered and make sure they applied each of the discount factor that works on you on their quotation price.

Then, you are able to get their lowest price quote, and choose your best price car insurance plan among the choices you have. Remember, when asking for your car insurance quotation, pick the yearly payment option if you can since you are able to save about 5% to 10% of your car insurance premium compare to monthly payment option.

Besides, you can save your time from paying your car insurance premium every month. The only concern is you will need to have sufficient saving to pick for monthly payment option since you will need to pay 12 months of your car insurance premium in the beginning of the year at one go.

It is also very important for you to maintain good driving record at all time. You will able to get a no claim discounts that up to 70% of your car insurance premium if you do not claim your car insurance in few years time.

If you are getting your summon tickets too frequently, your car insurance premium price will be shoot up since most of the car insurance companies have classified you as a high risk driver.

Besides, try not to modify your car if possible. Most car insurance companies will charge you higher car insurance premium on modified car or sport cars compare to the ordinary car models.