Insurance premiums can vary greatly between companies. Taking some time to get a Car insurance estimate can definitely save you money. Using an online service to get insurance estimates makes it fast and easy.

Here are 10 money-saving tips to help you get the best rates on auto insurance.

1.One of the biggest factors insurance companies look at is your driving record. Always maintain a good driving record. The more points you have, the more you're going to pay..

2.Get a car insurance estimate from different insurance providers. You'll be more likely to get the best rate the more you have to compare against. The more informed you are the better.

3. Check to see if the company that you have your homeowners insurance with offers discounts for having multiple policies, auto, life, home, etc.. If so, compare that rate against other quotes.

4.Choosing higher deductibles could reduce your auto insurance costs by at least fifteen to twenty percent. Be aware that in the case of an accident, higher deductibles could mean more money out of your pocket. You have to decide how much of a risk you're willing to take.

5.Get a car insurance estimate before you buy a new vehicle. Different types of vehicles cost more to insure than others. Keep that in mind when choosing your new vehicle.

6. Check group rates through community clubs, corporate organizations, and professional or alumni bodies. Insure all your family's vehicles together,

7. Did you know that many insurers look at your credit score before setting your rates? They do! Keeping a clean credit record will save you money in many ways, including on your auto insurance. So try to keep loans to a minimum and pay bills on time.

8. Many car insurance companies offer a discount if your teenager takes a safe driving class. Although this can be inconvenient, it is something that could save you hundreds of dollars over the course of a year.

9. Consider dropping medical payments coverage if you have a good health insurance policy. Don't duplicate coverage. With medical costs being so high, this could save you up to 40 percent on auto insurance premiums!

10.A big tip for saving on auto insurance is to compare the available discounts by getting a car insurance estimate. Many car insurance companies will offer a discount for such things as airbags, seat belt use, anti theft alarms and devices, and even for owning multiple vehicles.

When applied, all of these ideas can add up to hundreds of dollars in savings or more. Remember that the first step to saving is to get a car insurance estimate. The more you compare, the greater opportunity to save!