Have you ever considered purchasing pet insurance? With pet health expenses rising, here are the best reasons to purchase health insurance.

• Affordability:

You can’t afford NOT to have pet health insurance. Unless you are prepared to drop a potentially large sum of money for a pet emergency, then you would be wise to take a serious look at pet health insurance. Most veterinary practices require payment in full at time of service. No payment plan!

• Availability:

Just over a decade ago there were only a few pet insurance companies to choose from, and the policies had few options. Now with dozens of companies offering a variety of affordable plans and options, you now have choices that are affordable for pet owners in any situation.

• Multiple Pet Discounts:

Think you cannot possibly afford pet insurance because you own more than one pet? Multiple pet discounts are now available through many of the popular pet insurance companies today.

• Peace of Mind:

Your pet is a priceless part of your life and there is nothing you wouldn’t do for him! This is a sentiment shared by many pet parents, but if you don’t have the available funds set aside for emergencies, then you may be forced someday to make choices based on your budget instead of your best friend. Pet health insurance buys that peace of mind you need.

• The Odds Are Not in Your Favor:

Your pet may be in excellent health today, but statistically pets have about a one-in-three chance of becoming seriously ill or suffering a serious injury during their lifetime. This can lead to unexpected veterinary expenses. Planning ahead will help you prepare for the unexpected.

• Inflation:

The costs of veterinary services are on a steady incline. A medical service that was $500 a year ago could be as much as 10% to 20% higher this year and will likely continue to rise each year as more advanced medical tests and services continue to become available to consumers.

• Longer life Expectancy:

Pets are living longer lives due to better at-home care and better veterinary care now available to them. Insurance options for senior pets can be added to some plans with select pet insurance companies. The longer life expectancy of pets can lead to more frequent visits to the veterinarian to maintain good health throughout the year.

• Convenient and disciplined budgeting:

If you’re not self-disciplined enough to put money aside every month in a separate savings account for your pet, then you need to consider pet health insurance. A variety of monthly payment options are available through most pet insurance companies. Find a policy or plan that works with your household budget and meets your pet’s needs.

Do your homework. Make a list of your pet insurance needs and shop around. Read the information available to you on the internet, then narrow down your list and make phone calls to personally interview any pet insurance company you may be considering.