Shopping for cheap car insurance for young drivers can be very challenging for many parents. The good news is that if you know what to look for, you can significantly reduce your insurance premiums. The statistics show us that 16 to 18 year olds are more probable to have an auto accident, and this additional risk is what raises the auto premiums.

The car insurance premium for all the young drivers are more often than not about 50% higher than an average driver. This is a true fact, but cheap car insurance for young driver is not really impossible to get. There are a few things that parents can do to lower the total insurance costs.

Include the teenager on your car insurance policy: Rather than having your teen get insurance independently, add him or her to your present policy. You are at a lower risk and will help bring down their payments. This would be one easy way to get cheap car insurance for young drivers.

Follow and complete a recognized driving course: It is fine to teach your teen how to drive before turning 16, but there is added significance if he or she took official driver guidance course from a certified driving school. Besides being a good idea financially, having your children partake in a drivers ed course is a smart decision because of all of the educated driving experience they'll get.

Good grades: If the teenager upholds an above standard grade of "B" or more it is another added plus which demonstrates that your child is a lower risk and he or she can be trusted. Reliance and liability goes a long way when speaking about insurance companies. You need to show them that they can depend on you.

Inexpensive car: In the beginning, buy the teen an inexpensive car in order to reduce the insurance premium. New and glamorous cars tend to raise the insurance cost.

Parents can obtain cheap car insurance for young drivers by keeping the factors above in mind when selecting auto insurance companies. By adding your teen to your policy, having them participate in a drivers education course, getting decent grades and assigning them an inexpensive car to start off with will all lower the monthly insurance premiums to be paid.