Saving the best for last

Saving for your Future and Present Needs - Saving today will provide you with flexible financial resources in the future. Keeping at least 20 of today's elderly were shown to have failed in one instance in their lives, to save and strategically used their money for preparing their way to retirement. As a result, these folks extend their entire retirement career working on an equally satisfying job that pays them enough to cover their basic expenses.

5 Saving Ideas

Eliminate magazines subscriptions . Can you imagine how much each of these subscriptions cost? Annually, it is an average of about $20 per magazine. If your family is subscribed to 5 different magazines, that's already $100 savings per year! If you still need the information from such mags, try to check out their websites and you'll be surprised at how much free information is available!

Buy in bulk. How can warehouse and discount clubs drastically lower their prices? Because they buy and sell in bulk. And so should you! Consumables that are non-perishable can be purchased 10-15 of your budget for food? That's as much as $40 weekly, saved just by eating in!

Plan your meals. Eating out 4X a week need not be your solution to a dynamic lifestyle. Menu planning is! Take time on weekends to plan for the following week's meals. Every night, before you hit the sack, take out the ingredients for the meals of the next day from the freezer, and store them in the refrigerator. By the time you get home from work, everything is thawed and ready to be cooked. And because eating out is part of the American way of life, you would have saved enough money to spend for dining out on special occasions!

Homemade skin care. Is your dermatologist eating up your budget? Don't you wish you can be beautiful and save money at the same time? The answer is yes, you can! By using ingredients from your pantry, you can take care of your skin and still save a fortune. Try the following:

• Honey and oatmeal can exfoliate dry skin.

• Ginger seeped in a bath softens your skin.

• Cucumber and milk softens tired skin.

Keys to Fulfilling your Saving Goals:

No matter how good our intentions and objectives for saving are, we should also take note that goals can fall and touched the following baselines or characteristics.

Attainability - Goals should be something attainable and one which can be achieved without you doing something extraordinary or illegal. A little amount of patience and hard work are key.

Consistency - Changing your goals from time to time due to incidents that may arise in the near future are sure ways to deterring your intention to save.