With the Wachovia Credit Card you are transported to a whole new world of better credit card service and the advantages of your Wachovia relationship that too at your convenience. You don't have to pay any annual fee for the Wachovia Credit Card offering you a variety of services including personalized services and greater convenience to you.

For six months your APR for the Wachovia Credit Card is fixed at 0% on balance transfers excluding purchases and cash advances, though your APR may increase in case your account balance is consistently overdue. The introductory balance transfer APR for the Wachovia Credit Card is available for transfers that are made with the Promotional Convenience Checks included in the Welcome Kit and these must post to the account within six (6) months of account opening in order to receive promotional introductory rate. There is a slightly different system of payment as they are applied to low APR balances at first. Your APR might also change at times as the company reserves the right to change the terms of your account, including APR or fees, at a time they think right or for any reason they deem important.

The Wachovia Credit Card offers you a very attractive purchase rate ranging from 1.99% to 11.99% added to the Prime rate. It enhances your purchasing power and also instills worldwide acceptance of more than 24 locations. What's more, with the Wachovia Credit Card you can also get your late and overlimit fee waived once every year.

The Wachovia Credit Card offers you personal assistance any time of the day i.e. all your needs are taken care of and you can receive 24 hours assistance from the Wachovia Credit Card Specialists. It also opens your world to a whole new range of possibilities as with the Wachovia Credit Card you have the option to enroll in Wachovia Possibilities Rewards program which is the no fee rewards program of the company enabling you to earn points for every qualifying purchase. If your Wachovia Visa Check Card is enrolled by you in rewards you can earn rewards even faster as you have the option to combine points that are earned on both the cards.

With the Wachovia Credit Card you also get identity protection as your liability for any unauthorized purchases on your card made through Visa network is as low as 0%. You also get the benefit of a fee free overdraft protection to the Wachovia Checking, Savings and the other accounts when your Wachovia Credit Card is linked to them. What more can be desired.

With the Wachovia Credit Card the more you want the more you get as the Wachovia Credit Card service has also collaborated with the FIA Card service which is supposed to provide you with any information about the Wachovia Credit Card and the Wachovia signature loan accounts both online and offline.