No one wants to file for bankruptcy, but the truth of the matter is that often times it is the best course of action. Beyond the stigma attached to it, filing for Chapter 7, Chapter 11 or Chapter 13 protection can be the first and most vital step in securing a fresh start financially. Actually there is one important step that comes before filing, and that is putting your case in the hands of a qualified bankruptcy attorney. Bankruptcy laws are complex, and an experienced bankruptcy lawyer like the ones at Arizona law firm McGuire Gardner, P.L.L.C. can help you to understand how these laws apply to you, and help you forge a path toward financial freedom and debt resolution.

If you’ve reached a point whereby you can’t cover your monthly bills, it may be time to consider bankruptcy as a viable option. Bankruptcy provides for the development of a plan that allows a debtor to resolve his or her debts through the division of his/her assets among creditors. In addition, certain debtors may free themselves of the financial obligations they have accumulated, even if their debts have not been paid in full. The point being that bankruptcy does provide a way out of a financial morass. The key is in understanding the options available to you.

Imagine trying to negotiate the minefields of a bankruptcy procedure without a certified bankruptcy specialist on your side. It would be a bit like going into brain surgery holding the scalpel yourself. In other words, it’s not advised. In your free initial consultation with McGuire Gardner, P.L.L.C., an experienced bankruptcy lawyer will listen to the specifics of your situation, and take the time to educate you as to the type of bankruptcy proceeding that may most benefit you.

In the time it takes for an initial consultation, the feelings of stress and helplessness associated with seemingly insurmountable debt can be reduced and replaced by a feeling of hope and, most importantly, the beginnings of a plan.

No matter who you are, and no matter how deep your debt issues, there is always hope. Countless others have been in your shoes, and have taken a proactive step towards a better tomorrow by filing for bankruptcy protection. Take the first step in the process by securing an experienced bankruptcy specialist to guide you.