Injuries from a motorcycle accident can be catastrophic, resulting in extreme damages. Denver motorcycle accident lawyers routinely deal with motorcycle accident cases where damages exceed policy limits. Motorcyclists need to know how to protect themselves, both before and after an accident, and this includes recognizing the need for a good motorcycle lawyer.

In Denver, motorcyclists should consider:

• Liability insurance that covers at-fault accidents.

• Collision and comprehensive insurance to cover vehicle damages.

• Safety Equipment Coverage to cover gear.

• Underinsured/Uninsured Motorist Coverage that covers damages stemming from an operator's or passenger's injury or death in an accident caused by an uninsured or underinsured driver.

• Medical Payments Coverage, or Med Pay, that picks up where personal health insurance ends.

• Motorcycle Passenger Insurance to cover injuries to motorcycle passengers.

Motorcycle accidents generate insurance claims for recovery of damages to the motorcycle and recovering damages for physical injuries. Motorcyclists who are not at fault for an accident cannot automatically expect to receive the full amount due to them in terms of property damages to property and personal injury damages. Medical costs for injuries sustained in a motorcycle accident can easily exceed $100,000. A motorcycle accident claim for medical bills can include:

• hospital and surgery fees

• continuing medical care

• therapy (occupational, emotional and physical)

If the other motorist's policy limit is $100,000, the damages may exceed all insurance dollars available. The party at fault may have other significant assets that may provide another means for recovery of damages. To obtain the best outcome, accident victims should retain a motorcycle lawyer. In Denver, there is no need to collect less for injuries than what they actually warrant. Legal expertise protects victims.

A 2003-2004 University of Cincinnati College of Medicine study found that motorcyclists had hospital costs of between $ 22,359 and $61,017. That is in 2004 dollars. Adjusting for inflation, the higher figure would now be close to $72,000.

Health care insurance costs rose 33% between 2004 and 2009, and the average price of a prescription has increased from $22.00 twenty years ago to $75.00. Both are indicators of how much hospital and health care charges have increased over time.

Motorcycle accidents happen all the time in Denver. Motorcycle accident lawyers specialize in helping accident victims recover damages from insurers after an accident.