Insurance Claims & Your Right to Choose

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  • Author Jimmy Kay
  • Published May 25, 2011
  • Word count 537

It has been said that if the client defrauds the insurance company it is criminal but if the insurance company defrauds the customer then it is a denial of claim. This unfair and imbalanced hypocrisy seems to be the standard operating procedure for the insurance industry who on one hand virtually robs the working person in order to transfer funds to its overly engorged coffers while on the other hand it unrelentingly and incessantly cries poverty all the while maintaining record profits and AAA solvency. The true sentiment of how the insurance industry thinks of the customers who fund its insatiable greed is underscored by its development of a "Dead Peasants Policy." This masterful stroke of unbridled contempt for the common man pays the decedent's employer a cash award that is, often times, equal to or greater than what the hard working employee earned while employed. In consideration of these well known points, one has to consider if the insurance company is in business solely to please the legendary Sheriff of Nottingham.

Such Nottingham appeasement certainly extends to your water damage restoration claim. The first sure sign of contempt for the customer is by the adjustor dispatching a water damage restoration company that is the lap dog of the adjustor. This water damage restoration lap dog earned it's "prestigious" position by cutting every corner and completing all work to subpar insurance industry standards. This lap dog certainly does not have the customer's interest in mind and seeks only to maintain its position by maintaining the same subpar level of service that made it the adjustor's pet.

The next sign of the insurance company's consideration of the claimant as being a low priority peasant is by their intentional and standard practice of denying or delaying your claim. The insurance company has spent umpteen millions in lobbying and social analysis and they KNOW that by simply denying or delaying your claim, the customer will either absorb the financial loss themselves or take a reduced payment. This predatory and unfair manipulation has been carefully crafted and mastered over several decades and it works. Any and all submitted claims fall under the jurisdiction of this unfair and borderline breach-of-contract standard operating procedure.

But... you have a choice.

Despite the smoke and mirrors illusion the insurance company has carefully crafted, and vigorously protects, the customer is still has the right to choose. The consumer has the full legal right and authority to choose the water damage restoration company it wants to handle the water damage. In spite of the adjustor's biased and self-serving "concerns" about using a company outside of its lap dog, the consumer has the right and personal obligation to elect a water damage restoration company that will restore the damage to its preloss condition, guarantee its work will adhere to or exceed professional restoration industry standards, and can assist the consumer in defeating the Goliath adjustor.

Exercise your right to choose - choose your local, industry certified Emergency Response Water Damage Restoration Company to handle your water damage restoration need(s) and remind the insurance industry that the customer is in charge.

It's your choice. It's your money. Choose wisely. Choose your local Emergency Response Water Damage Restoration Company.

Jimmy K is the independent owner and operator of Emergency Response Restoration - 2665 North Atlantic Avenue, #314, Daytona Beach, FL 32118, 386-597-1132 & is a consumer advocate who ensures the job is done to professional standards.

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