Author's articles

Why Life Insurance Just Became Your New Best Friend
By Laura Ginn · 11 years ago
Life insurance. It's pretty boring, right? You sit down with an insurance agent - who you suspect just wants to make a quick sale - and talk about a subject you know nothing about and ...
Understanding Home Insurance Riders
By Laura Ginn · 11 years ago
An insurance rider is a term used to describe additional coverage added onto an existing insurance policy. Home insurance riders are needed to provide coverage for valuable items, dangerous possessions or other potential losses not ...
Which Furnace Type Is Right for Your Home?
By Laura Ginn · 11 years ago
It’s always important to be aware of the specifics of the appliances and technology in your home in case they develop problems. If you know a little bit about your furnace, you can easily give ...
United Kingdom Energy - Save Money by Switching to the Right Tariff
By Laura Ginn · 11 years ago
If you are in a position to switch your tariff, then you are in a position to save some money. But, in order to maximize your savings, you need to switch to the tariff that ...
The Solar Vortex – The Power of the Future
By Laura Ginn · 11 years ago
Solar energy is often seen to be an efficient, clean and sustainable way of supporting this energy-hungry world. At the recent American ARPA-E conference (Advanced Research Projects Agency – Energy), a much-admired new system called ...
The Elements of an Electric Bill
By Laura Ginn · 11 years ago
The only way to really make sure that you’re not being overcharged on your monthly electric bill is to truly understand the various elements that make up a bill and what each individual component means. ...
The Benefits of Using Propane Gas
By Laura Ginn · 11 years ago
It’s typically used for backyard barbecues and powering generators, and it’s the old standby for camping cook stoves and lanterns. Propane is often thought of as the go-to energy source only for certain situations. But ...
Who Can I List as a Life Insurance Beneficiary
By Laura Ginn · 11 years ago
Life insurance is meant to benefit the loved ones who would suffer financially in your absence, but it can be difficult to figure out who to list as the beneficiary on your policy. This person ...
What To Look For In an Equity-Indexed Universal Life Policy
By Laura Ginn · 11 years ago
Equity-indexed universal life, also known as EIUL, is a complex life insurance product. Life insurance agents often tell you that you can earn the upside potential of the stock market without any of the downside ...
The Beginners Guide for Couples Buying Life Insurance
By Laura Ginn · 11 years ago
Life insurance is a way of ensuring that your loved ones will not end up in financial trouble if you pass away. Some insurance policies will only pay you settlement if you pass away whilst ...
Should You Insure Your Children?
By Laura Ginn · 11 years ago
One of the last things you ever want to think about is the death of a child, but when meeting with your insurance agent or financial planner, the subject is likely to come up. Child ...
Life Insurance: The Importance of Financial Planning
By Laura Ginn · 11 years ago
The availability of insurance products over the Internet can make getting the best possible deal in the shortest possible time seem like the end goal where any type of insurance is concerned. This approach works ...
Eight Ways to Decrease Your Home Insurance Premiums
By Laura Ginn · 11 years ago
If you’re like most people, the biggest investment of your life will probably be your house. Your house is more than just a house – it’s your home. It’s your life. No one likes to ...
Building or Renovating - Your Insurance Needs
By Laura Ginn · 11 years ago
It seems that there is a building and renovating boom taking place lately, with new homeowners designing custom plans to build, or long-time homeowners finally taking the plunge and making much needed changes to their ...
Avoid Mistakes on Your Insurance Policy with These Tips
By Laura Ginn · 11 years ago
More often than not, an insurance claim is held up or rejected because the policy had a mistake upon it. This article has a few tips that will help you avoid making some of the ...
8 Ways To Reduce Home Insurance Premiums
By Laura Ginn · 11 years ago
Having adequate home insurance can be an invaluable safety net when the unexpected happens. Insurance policies can protect against financial losses when an accident, theft or a disaster occurs. Most people recognize the value of ...
7 Ways to Speed Up Your Home Insurance Claim
By Laura Ginn · 11 years ago
Everyone knows you need to have home insurance in case something happens, but trying to get the insurance policy fulfilled can be difficult. It is not uncommon for months or even years to pass before ...
How to Choose A Zero Percent Credit Card
By Laura Ginn · 11 years ago
If you're shopping for a new credit card, perhaps you're considering one with zero interest. If properly selected, zero percent credit cards allow you to carry a month-to-month balance, at no cost, saving hundreds of ...
5 Smart Balance Transfer Credit Card Tips
By Laura Ginn · 11 years ago
There’s a good chance that a balance transfer credit card will help you if you carry credit card debt. Use a balance transfer card to consolidate debt from your high interest credit cards onto a ...
Is The Longest Zero-Interest Credit Card Offer Always Better?
By Laura Ginn · 11 years ago
With the battle for credit card customers hotting up, card issuers are vying with each other to make increasingly attractive offers for consumers. Credit card borrowers are spoiled for choice, and can now transfer balances ...